Great Flexibility and Attractive Funding Option

Benefits of AJ-Lease:

• You don’t have to pay a deposit and VAT upfront (usually 10% and 20% respectively), which means an initial outlay of Zero! The VAT is charged on your monthly instalments and can be reclaimed (assuming your business is VAT registered).

• 100% of the instalments can be offset against taxable profits, this may be more tax efficient for you than purchasing the equipment, although you would need to discuss this with your accountant or tax advisor.

• The 3-year operating lease is shorter than the useful life of the asset, which means that the instalment payments are likewise reduced. This makes managing cash flow easier when compared to funding the equipment via a Hire Purchase or Finance Lease.

• The operating lease means that the equipment can remain off the balance sheet and potentially benefit your business ratios/metrics. The contract can potentially be signed off at a lower level (ie managers with an opex limit) vs a capital purchase that could require a director’s signature.

• As it is an operating lease there is no residual risk to the customer, as this is borne by AJ.